Roth Ira Income Limits 2024 Married. — if you are part of a married couple filing jointly or a qualifying widow or widower with modified adjusted gross income of under $230,000, you can save the maximum in a roth ira. You’re married filing jointly or a qualifying widow(er) with an agi of $240,000 or more.
$240,000 for those who exceed the income limits, a rich person’s roth (often a high cash value life insurance policy. — adjusted for inflation, the exemption rose to $13.61 million per individual or $27.22 million for married couples in 2024.